James B Kerner Atty - Logo

525 Avon Belden Rd Suite 5 Avon Lake, Ohio 44012-2207

Chapter 7 and 13 Bankruptcy

A Reliable Bankruptcy Attorney

Bankruptcy Doesn't Have to Be Scary

When you are considering filing for bankruptcy, it can be overwhelming. You are not sure where to start, and you want answers to your questions.

James B. Kerner Atty has helped over 3,000 local residents file for bankruptcy. We are dedicated to helping clients get a fresh start. We provide reasonable rates, and we will work with people on any budget. Contact our bankruptcy attorney today.

Chapter 7 Bankruptcy

  • The choice of most filers
  • Most debts are discharged
  • Doesn't apply to most taxes, student loans, and domestic support obligations
  • Homes, vehicles, retirements, jewelry, and household goods are generally maintained
  • Good for people with inadequate income to cover beyond reasonable living expenses

Chapter 13 Bankruptcy

  • Debts are restructured and paid back over 3 to 5 years
  • Good for people with incomes or assets too high to qualify for Chapter 7
  • Pay back missed mortgage payments over three to five years and save your home
  • Vehicle and home loan payments are still maintained
  • Second mortgages and judgment liens can oftentimes be stripped off and rendered as unsecured loans
FREE initial consultations.
Call us at 
440-933-6278 today.
Most Chapter 7 filings are $650.00 plus court fees! James B. Kerner Atty is a local legal firm located in Avon Lake, OH.
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