440-933-6278
525 Avon Belden Road, Suite 5, Avon Lake, Ohio 44012
Chapter 7 and 13 Bankruptcy
A Reliable Bankruptcy Attorney
Bankruptcy Doesn't Have to Be Scary
When you are considering filing for bankruptcy, it can be overwhelming. You are not sure where to start, and you want answers to your questions.
James B. Kerner Atty has helped over 3,000 local residents file for bankruptcy. We are dedicated to helping clients get a fresh start. We provide reasonable rates, and we will work with people on any budget. Contact our bankruptcy attorney today.
Chapter 7 Bankruptcy
- The choice of most filers
- Most debts are discharged
- Doesn't apply to most taxes, student loans, and domestic support obligations
- Homes, vehicles, retirements, jewelry, and household goods are generally maintained
- Good for people with inadequate income to cover beyond reasonable living expenses
Chapter 13 Bankruptcy
- Debts are restructured and paid back over 3 to 5 years
- Good for people with incomes or assets too high to qualify for Chapter 7
- Pay back missed mortgage payments over three to five years and save your home
- Vehicle and home loan payments are still maintained
- Second mortgages and judgment liens can oftentimes be stripped off and rendered as unsecured loans
FREE initial consultations.
Call us at
Call us at
440-933-6278 today.
Most Chapter 7 filings are $800 and joint filing is $860 plus court fees! James B. Kerner Atty is a local legal firm located in Avon Lake, OH.